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3 Considerations When Buying a real property for sale in the Philippines

 

Legitimately, there are lots of considerations to make when choosing a real property for sale in the Philippines, however these three below should receive the most crucial.



1. Real property for sale in the Philippines Location


As proven by last year's Ondoy flood, you cannot assume all locations within the Philippines is worth your hard-earned money. If you noticed, there's been an onslaught of real estate ads on the internet touting to be "flood free" which before, wasn't really the case in terms of advertising your home. Although the flood last year may have washed away the dreams of these homeowners, it has also proven to be a wake up call to developers who have scaled up their efforts to keep their projects as "flood free" or "flood proof" as possible. Location is also important based on what lifestyle you want to lead.

2. Real property for sale in the Philippines Budget


Do you possess your capacity to purchase to buy a Cebu Philippines property for sale? First, make sure you do, because if you do not the idea will be pretty useless at this time. Without having cash outright to purchase, then think about applying for a housing loan either from the bank, loan company, or one of the most popular ones within the Philippines, Pagibig. Determine how much you can afford. Be sure if you're taking a loan, your mortgage debt really should be less than 28% of your monthly income.

3. Know what you're getting into!


Become involved - many OFWs have had bad experiences of buying a property without seeing it and end up disappointed when they do see it (and have non recourse but to simply accept it since they've already purchased it for), or rely on relatives to decide for them. From start to finish, be there every step of the way. Your participation will spell out the prosperity of this real-estate purchase.

One more thing - only citizens of the country can buy real property for sale in the Philippines, except for condominiums with the condition that 60% of the occupants are Filipinos, and only 40% foreigners. What other considerations should Filipinos make when buying real estate properties? Do share!

 

 
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